What is Heymondo travel insurance?
Let’s start from the beginning! Mondo, also known as Heymondo, is the trade name of Smart Insurance Correduria de Seguros S.L., a Spanish company established in February 2017.
Being an insurance broker, the company has the freedom to choose which companies they work with and what products they offer. This allows them to offer you the best travel insurance.
During the past 5 years, they have been gaining popularity and have quickly become one of the best travel insurance companies today. As of today, they offer travel insurance to thousands of travelers every year, always offering quality service. This is my opinion after traveling with them for years.
One of the keys to the success of this service is the need that exists today to travel with insurance. Having medical coverage at your destination is essential, and if you have travel insurance, you can save a lot of money on your trip if you run into health issues or accidents.
Important: All travel insurance policies from this company include coronavirus coverage. This means that your policy will also cover medical care expenses in the case of contracting the COVID-19 virus and the expenses for an extension in a hotel due to medical quarantine. In addition, the cancellation add-on includes coverage for the illness or death of the traveler or family member due to COVID-19.
Heymondo discount code: 5% – 15% off
If you’ve decided already that you want to purchase a Heymondo travel insurance policy, click on the button below to get a 15% discount on your next policy (discount not available in the US due to federal law).
Once you click on the link above, the Heymondo promo code will be applied automatically. You’ll notice a banner at the top confirming that you have received a 15% discount on Heymondo for being a reader of Come Ama Viaja. Additionally, after entering your information, you’ll be taken to a window displaying every Heymondo policy. The discounted price and the original price will be visible.
I wish you safe travels and hopefully you don’t have to use your travel insurance policy.
15% Heymondo discount
On certain dates, you can take advantage of a 15% discount on your Heymondo travel insurance. The insurance company has several campaigns throughout the year that can take place during Easter, Black Friday and random dates in the summer. You can save more money during these dates, especially if you plan on purchasing several insurance policies.
When a campaign like this is taking place, you will notice the links change from 5% to 15% off. The title of the blog post will also reflect the temporary discount.
Heymondo travel insurance types and coverages
The travel insurance company offers three tiers of travel insurance, each delivering a unique combination of benefits and coverage, allowing you to choose the level of protection that best fits your travel needs.
You can choose between:
- International travel insurance for a single trip.
- Annual multi-trip travel insurance.
- Long stay travel insurance (not available in the US).
Heymondo travel insurance for a single trip
This travel insurance policy is the one you need to purchase for a single trip. From embarking on a thrilling 15-day exploration of Peru to enjoying a serene 10-day retreat in Bali, this exclusive travel insurance is tailor-made for any single trip.
In addition, there are different tiers and coverages for single-trip travel insurance. The Heymondo insurance you choose should be as unique as your destination and the experiences that await you. For instance, exploring the enchanting landscapes of Morocco calls for a different level of coverage than a breathtaking hike through Nepal’s sky-scraping peaks.
You will be able to choose between the following tiers:
- Top.
- Premium.
- Medical.
The following charts have been updated in January, 2025, and it displays up-to-date Heymondo policy coverages.
All residents excluding US
| Medical | Top | Premium | |
| Emergency Medical & Dental Expenses | 10.000.000€ | 5.000.000€ | 10.000.000€ |
| Medical Transport & Repatriation Home | Included | Included | Included |
| Baggage | – | 1.700€ | 2.500€ |
| Travel Disruption | – | 450€ | 1.500€ |
| Cancellation & Interruption | – | 3.500€ | 7.000€ |
| Electronic | – | Optional | Optional |
| Adventure Sports | – | Optional | Optional |
| Cruise | – | – | Optional |
| Other Assistance Coverages | – | 1.250€ | 10.000€ |
| Personal Liability | – | 60.000€ | 60.000€ |
| Accidental death or Disability | – | 10.000€ | 60.000€ |
| Rental Car Excess | – | – | 500€ |
Residents from the US
| Medical | Top | Premium | |
| Emergency Medical & Dental Expenses | $100,000 | $100,000 | $200,000 |
| Medical Transport & Repatriation Home | $250,000 | $250,000 | $500,000 |
| Baggage | $250 | $1,500 | $2,500 |
| Travel Delay | $500 | $500 | $3,000 |
| Cancellation & Interruption | – | $2,500 | $10,000 |
| Electronic | $125 | $750 | $1,250 |
| Adventure Sports | Included | Included | Included |
| Cruise | Included | Included | Included |
| Accidental death or Dismemberment | $25,000 | $5,000 | $10,000 |
Heymondo Annual Multi-Trip
Heymondo’s annual multi-trip travel insurance covers numerous trips that take place over the course of a single year, as long as each trip lasts less than 60 days (or less than 36 days if you are a US resident). It offers continuous protection without the need to purchase insurance for each trip and is intended for frequent travelers who take several trips a year.
The following charts displays up-to-date Heymondo policy coverages as of January, 2025.
All residents excluding US
| Heymondo Annual Multi-Trip | |
| Maximun duration per trip | 60 days |
| Emergency Medical & Dental Expenses | 10.000.000€ |
| Medical Transport & Repatriation Home | Included |
| Baggage | 2.500€ |
| Travel Disruption | 1.500€ |
| Cancellation & Interruption | 7.000€ |
| Electronic | Optional |
| Adventure Sports | Optional |
| Cruise | Optional |
| Excess / Deductible | 200€ |
| Personal Liability | 60.000€ |
| Accidental death or Disability | 60.000€ |
| Rental Car Excess | 500€ |
Residents from the US
| Heymondo Annual Multi-Trip | |
| Maximun duration per trip | 36 days |
| Emergency Medical & Dental Expenses | $100,000 |
| Medical Transport & Repatriation Home | $500,000 |
| Baggage | $2,000 |
| Travel Disruption | $2,000 |
| Cancellation & Interruption | $3,000 |
| Electronic | $1,000 |
| Adventure Sports | Included |
| Cruise | Included |
| Accidental death or Dismemberment | $10,000 |
Heymondo Long Stay
The company offers a long stay insurance, a unique travel insurance package for those planning a prolonged journey or stay abroad. You purchase a 3-month-long insurance and then you can extend it for as long as you need. Travelers who are studying abroad, engaged in a lengthy project, or enjoying a long holiday should purchase this type of Heymondo insurance policy.
Important: this travel insurance is not available for US residents.
| Heymondo Long Stay | |
| Emergency Medical & Dental Expenses | 2.500.000€ |
| Medical Transport & Repatriation Home | Included |
| Baggage | 1.200€ |
| Travel Disruption | 300€ |
| Electronic | Optional |
| Adventure Sports | Optional |
| Excess/Deductible | 200€ |
| Other Assistance Coverages | 1.000€ |
| Personal Liability | 60.000€ |
| Accidental death or Disability | 5.000€ |
Heymondo & Clements partnership for US
Clements Worldwide and Heymondo have teamed up to further develop its travel insurance products for U.S. nationals and expatriates.
Under such an agreement, Heymondo gains access to the highly sought-after expertise of Clements in providing innovative global insurance solutions for those who either plan international travel or have decided to live abroad for extended periods. It combines the easy-to-use digital platform at Heymondo with in-depth expertise at Clements to offer comprehensive insurance plans: tailored solutions with more options for travelers.
It is designed for U.S. residents desiring flexible, full-travel-insurance options with medical cover, cancellation of trips inclusive, and comprehensive support services. In this regard, both companies are pursuing the objective of peace of mind in protection while traveling, to make sure one gets needed care, no matter the location.
Why is Heymondo a great travel insurance?
If you still have doubts about this company, here is much more information about it, such as its benefits and advantages over other insurance companies.
Heymondo travel insurance, apart from being the best in terms of price and coverage, also offers other services that other insurances do not offer, such as 24 hour medical attention and an app from which you can chat with medical professionals. Other than that, the website is intuitive, up-to-date and error-free. Regarding the service, based on my experience, it is the best.
I will tell you briefly why Heymondo is the best option to secure your trip and all the benefits it offers:
- Value for money. I have compared some of the best travel insurances and Heymondo is one of the companies that offers the best policies with the best coverage and at the best price.
- Heymondo insurance app. When you purchase a policy, you have access to an exclusive app through which you can contact the insurance company free of charge with an internet connection or even make a video call.
- Medical attention 24 hours a day. You can consult with a specialist any medical issue through the app or by whatsapp at any time. They also have pediatricians available, just in case you are traveling with children.
- Extra coverages. All insurance policies cover issues related to coronavirus. In addition, certain policies include coverage for adventure sports and cruises included in the price (or as an optional add on).
- There is no out-of-pocket expense. If you have to go to the doctor, call the insurance company and they will tell you how to proceed. This way, you won’t have to pay a single dime up front.
How to purchase a policy with a Heymondo discount code
In order for the 5% Heymondo discount to be applied, you have to visit the travel insurance’s home page through this link. Then you click on “See Price”.
The first step is to choose the type of insurance you need. It can be insurance for a single trip or an annual insurance policy.
A. Purchase travel insurance for a single trip
Start by choosing your country of residence and the country or countries you are going to visit. If you are going to travel through Europe but are not sure which specific countries you want to visit, you can choose the “All Europe” option. The same applies if you are going to visit several countries on other continents but are not sure which ones. You can choose “All the world”.
The next step is to choose the dates of the trip. First, insert the start date, then the return date. If you’re already traveling, check the “Already traveling?” box.
You choose the number of people you are going to insure, write your email, accept the privacy policy and click on “See price and coverage”.
You can choose between Heymondo Basic, Heymondo Top, Heymondo Premium and Heymondo Medical. They are in order from the most basic to the most comprehensive. In the example you can see below, I have chosen the United States as the destination. The United States is a country with very expensive healthcare, which is why Heymondo recommends choosing Heymondo Premium.
Before purchasing insurance, it’s important to click on the “See details” box. Here you can see more details about the coverage and, most importantly, add trip cancellation, protection for tech equipment, add cruise or adventure sports coverage (don’t forget to read which sports are included).
Once you have chosen your desired insurance, click on the “Buy” button. Insert your personal and payment information and click on “Confirm purchase”. You will receive an email with your insurance and all the important information.
B. Purchase Heymondo annual travel insurance
If you travel very often, the best option is to purchase annual travel insurance.
Start by choosing your country of residence. “All the World” will automatically be inserted in the destination box. The next step is to set the departure date for your next trip. The return date will automatically be set within a year. Choose the number of people insured, write your email, accept the privacy policy and click “See price and coverage”.
Before purchasing the insurance policy, you can modify it to add protection for electronic equipment, cruises, or adventure sports (don’t forget to read which sports are included). Once you have done it, you hit “Buy”. Insert your personal and payment information and confirm the purchase. Congrats! You already have your Heymondo insurance policy with a discount! You will receive an email with your insurance information and all the intricate details.
My experience with Heymondo insurance
I want to conclude this article by sharing my personal experience using Heymondo insurance.
As I have already mentioned, I have been traveling with this travel insurance for the past few years. Unfortunately, I have had to use it on numerous occasions.
In Myanmar, I had food poisoning. On two of my trips to Bali, I had to go to the doctor because I had a stomach virus. I also had to call the insurance company for a persistent urine infection. In Ecuador, a rusty metal nail made contact with an open wound, and I had to go to the hospital to get a tetanus shot. I’m sure I’m missing some more!
My experience with this company has always been very positive. I have been taken care of well and quickly. In addition, the centers they send you to are always among the best.
Throughout these years, I have recommended Heymondo to many people and never received negative feedback about the company. It must be for a reason! If you want to know the experiences of other travelers using this company, I have made a compilation of Heymondo reviews.
Now that you have purchased your policy with Heymondo, it’s time to continue planning your trip. If you need help doing so, check out all my travel tips.
You should now have a better understanding of why travel insurance is essential and why Heymondo travel insurance is the ideal choice for a variety of reasons. If you have any questions or concerns, I encourage you to leave a comment or email me.
I hope the Heymondo discount code was of great help and always remember that traveling with insurance doesn’t add a lot of expenses to your budget; if you’re unlucky, it can actually save you a lot. Until next time, travelers!
12 Responses
Hi ,
you guys expect 15% discount anytime soon? have a trip in end of july .
Thank you.
Hello! I think it will be available soon but I don’t know when exactly, sorry!
Dear staff who is concerned
I gonna start to travel from tommoroww(16th of July, 10AM ) and destination is Japan.
1. Does the insurance cover the JAPAN travel(is there no region limitaion, for example only within European territories)1.
2. can I buy your travel insurance at this 15% off price?
If possible, I’d like to take your insurance asap.
Hello! 1. There is no region limitation. This insurance covers you in Japan if you select this country during the purchase process. 2. Yes, of course! You can use the 15% discount until July 24th. Please, let me know if you need anything else!
Thank you heymondo!!
Thank YOU!
bad covid19
thx good inf. for good trip
Thank you! Enjoy your trip!
I am traveling to the Philippines in Southeast Asia. Can I get a 15% discount? can i get it on friday? I’m Korean and I don’t know the author’s Friday. What is the author’s country?
I am korean.
Today, I can’t join the insurance. When can I join?
Currently, we do not provide insurance for Korean residents.
Can you tell me why and when they will offer insurance again?
Hello, unfortunately Heymondo doesn’t currently offer coverage for Korean residents till further notice. I recommend continuing to check on their website for any update. Thanks.