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1. Heymondo vs Safetywing: a comprehensive comparison
You may be wondering, What is Safetywing? What is Heymondo? Here is a brief background on both travel insurance companies:
Heymondo travel insurance
Heymondo (Smart Insurance Correduría de Seguros S.L.) is a much newer company. It was founded in 2017 in Barcelona. Despite that, today, this travel insurance brokerage has become the second-most recognized in the country. The company was founded with the intention of delivering modern, adaptable, and user-friendly travel insurance solutions to satisfy the ever-changing needs of today’s travelers.
For this reason, for years, I have been working with this company, offering readers a discount on all Heymondo policies that you can find throughout this article.
Safetywing travel insurance
Safetywing, launched in 2017 by Sondre Rasch, is a travel insurance firm that has transformed the insurance sector by providing affordable and flexible coverage tailored to the demands of modern travelers. The organization was founded with the goal of offering remote employees, digital nomads, and globetrotters worldwide affordable and dependable insurance coverage.
2. Price and coverage comparison
Both Heymondo and Safetywing provide many types of insurance packages from which you can select based on the type of trip, destination, or duration of the trip.
Heymondo offers the following types of insurance policies:
- Single trip travel insurance.
- Annual multitrip travel insurance.
- Long Stay travel insurance.
- COVID-19 travel insurance.
Safetywing offers the following policies:
- Nomad Insurance (global travel medical coverage).
- Nomad Health (global health insurance).
- Remote Health (coverage for remote companies).
One of the initial distinctions between the two insurance companies is the variety of plans they provide. While Heymondo offers four distinct types of policies, Safetywing focuses on digital nomads and remote businesses. This might be interpreted as a plus or a drawback, making it more difficult for the user to select insurance coverage.
In this post, I’ll focus on Safetywing’s nomad insurance as it’s the only traditional travel insurance they offer. The other two are similar to health insurance and only cover medical expenses.
Next, I will show the pricing and coverage differences between insurance policies for different kinds of trips. This will be a critical consideration while deciding between Heymondo or Safetywing.
Backpacking in Southeast Asia: Heymondo vs Safetywing
Trip Details:
- Duration: 14 days
- Countries visited: Thailand, Laos, Vietnam
| HEYMONDO | SAFETYWING | |
| Insurance | Heymondo Top | Nomad Insurance |
| Price | $71.98 (68.38 with 5% discount) | $24.15 |
| Deductible | No | $250 |
| Medical coverage | $5,000,000 | Up to $250,000 |
| Baggage | $1,700 | Up to $3,000 |
| Trip Interruption | $3,500 | Up to $5,000 |
| Adventure sports | Optional | – |
| Tech coverage | Optional | – |
As you can see in the table, Heymondo offers the more expensive policy; however, it doesn’t have a deductible and has more comprehensive coverage. If the deductible isn’t an issue for you and you simply need good medical coverage at an affordable price, Safetywing is a great option for you.
One-month trip to Europe
In the chart below, I am going to compare the same insurances since they are the ones that cover a minimum of $500,000 in medical assistance. Below, you can see the coverage and prices of both companies for a one-month trip to Europe.
| HEYMONDO | SAFETYWING | |
| Insurance | Heymondo Top | Nomad Insurance |
| Price | $107.68 ($102.30 with 5% discount) | $45.08 |
| Deductible | No | $250 |
| Medical coverage | $5,000,000 | Up to $250,000 |
| Baggage | $1,700 | Up to $3,000 |
| Trip Interruption | $3,500 | Up to $5,000 |
| Adventure sports | Optional | No |
| Tech coverage | Optional | No |
Just like the previous chart shows, Heymondo offers an overall more comprehensive policy, which makes it the better option to cover your adventure if price isn’t much of a concern. If you are going to engage in adventure sports, you definitely need to choose a policy from Heymondo, as Safteywing doesn’t cover any risky sports.
Digital Nomad in South America
Trip Details:
- Duration: 90 days
- Countries visited: Colombia, Peru, Bolivia, Argentina
In the chart below, I am going to compare the two most affordable travel insurances from Safetywing and Heymondo. To do so, I will use as an example a 90-day trip through South America.
| HEYMONDO | SAFETYWING | |
| Insurance | Heymondo Top | Nomad Insurance |
| Price | $268.40 (254.98 with 5% discount) | $144.90 |
| Deductible | No | $250 |
| Medical assistance | $5,000,000 | Up to $250,000 |
| Baggage | $1,700 | Up to $3,000 |
| Trip Interruption | $3,500 | Up to $5,000 |
| Adventure sports | Optional | No |
| Tech coverage | Optional | No |
This time, we can see that the prices of both companies are very different. One company offers a very affordable policy but with a deductible and lack of coverage for adventure sports. Heymondo’s most affordable policy is “Heymondo Top” which offer great coverage.
If you want the most basic coverage and want to save money, Safetwing’s nomad insurance is a good option for you. However, if price isn’t a concern, Heymondo offers the better policy.
One-week trip to Morocco
To finish these comparisons, I will use as an example a one-week trip to Morocco, and this time I will review the most expensive and complete insurance of each company.
| HEYMONDO | SAFETYWING | |
| Insurance | Heymondo Premium | Nomad Insurance |
| Price | $61.86 (58.77 with 5% discount) | $11.27 |
| Deductible | No | $250 |
| Medical assistance | $10,000,000 | Up to $250,000 |
| Baggage | $2,500 | Up to $3,000 |
| Trip Interruption | $7,000 | Up to $5,000 |
| Adventure sports | Optional ($22 Extra) | No |
| Tech coverage | Optional ($7 Extra) | No |
In this case, we see that Heymondo is the more premium option. Again, if you plan on engaging in adventure sports, Heymondo is the better option. The total price of Heymondo’s policy with the add-on is $95.24, while Safetywing is $11.27. If you wish to have tech coverage, Heymondo is the better choice because Safetywing doesn’t offer tech coverage.
3. Heymondo vs Safetywing: Reviews from other travelers
In the section below, I’ll compare the online reviews for each insurance company.
Trustpilot reviews
As we can see, on the Trustpilot platform, that both Heymondo and Safetywing have very good ratings. In the case of Heymondo, it has a 4.7/5, and Safetywing, a 4.2/5.
You can read all the reviews of Heymondo and Safetywing on Trustpilot on their website.
TripAdvisor: Heymondo vs Safetywing
On TripAdvisor, there is a thread where they talk about Safetywing, Heymondo, and other travel insurances. Everyone shares their experience using these policies. On the internet, you are going to find both positive and negative reviews of both insurers; on TripAdvisor, there are more positive reviews about Heymondo.
Reviews about the Apps
One of the services that both companies include is an app through which you can consult all your insurance information and make or manage claims. In this case, we can see how the Heymondo’s app has many more downloads compared to the IATI app and also has more and better reviews.
App Store
We see that the Heymondo app has 80 ratings and a score of 4.5/5.
Google Play
On Google Play, the Heymondo app has over 50,000 downloads and a total of 137 reviews, with a 3.8/5 rating.
As for Safetywing, the app has more than 100 downloads and no ratings.
My experience with Heymondo
I have traveled at least once with Safetywing in the past; however, I never had to use the insurance at the destination, so I cannot speak from my experience about the company and the services.
However, I have been traveling with Heymondo for years, and, I have used the insurance on several occasions. Here are a few examples:
- Stomach virus in Bali. I have had this problem on two of my trips to this Indonesian island, and the insurance has responded very well in both cases. I was sent to a medical centre, where I underwent several tests and was prescribed an antibiotic.
- Food poisoning in Myanmar In this Asian country, I also had gastrointestinal problems. In addition, I was travelling alone, so having insurance was key.
- Tetanus vaccination in Ecuador After sticking an rusty piece of iron in a wound, I called the insurance company worried, and they immediately gave me an appointment to get a tetanus vaccination in a hospital in the capital.
How to file a claim
When you need to use the insurance, the first thing you have to do is make a phone call and communicate through the app. When you get a response, you will be asked for your policy’s details, including your policy number, so it is very important that you have it in hand.
Once you have told them about your problem, you will have to wait a short time until they contact you again and tell you which hospital or medical center to go to. They will be waiting for you there, and you will not have to pay any money in advance.
This has been my experience traveling with Heymondo, although most travel insurance companies follow the same protocol. If you want to read a more thorough review , you can check out my article about Heymondo reviews.
4. Conclusion: Heymondo or Safetywing
After doing an exhaustive review of the different products offered by Safetywing and Heymondo and seeing the reviews that both companies have, my conclusion is that you can’t go wrong with either company as they both offer very comprehensive coverage. However, If you are planning on engaging in adventurous activities, Heymondo is the better option.
Heymondo also offers the best overall value for money. If you simply want basic coverage at an affordable price, I recommend Safetywing as the price is tough to beat.
I will now briefly review all differences and similarities between the two travel insurance companies.
What they both have in common
- Both Heymondo and Safetywing are reputable companies in the industry.
- You don’t have to pay anything upfront when visiting a health center.
- They provide a wide range of products, allowing you to personalize your insurance to your specific requirements.
- Both companies are recommended by numerous travel bloggers.
- Both Safetywing and Heymondo have coverage for COVID-19.
The differences
- Safetywing offers more affordable policies with a deductible.
- Heymondo’s app is more developed, and travelers seem to rate it more highly.
- Safetywing offers policies for remote workers.
- Heymondo’s insurance policies include AirHelp coverage, so if you have a problem with a flight, they will handle it at no cost.
- Heymondo has coverage for electronic equipment, while Safetywing does not.
- Heymondo offers coverage for adventure sports.
Don’t miss all my travel tips to continue organizing your next adventure.
I hope this article comparing Heymondo vs Safetywing has been very useful for you when preparing your next vacation and choosing the right policy for you. Leave a comment or email me if you have any questions or suggestions. See you next time!
