1. What is Heymondo travel insurance?
Let’s start from the beginning! Mondo, also known as Heymondo, is the trade name of Smart Insurance Correduría de Seguros S.L., a Spanish company established in February 2017.
Being an insurance broker, the company has the freedom to choose which companies they work with and what products they offer. This allows them to offer the best travel insurance to you.
During the past 5 years since, they have been gaining popularity and have quickly become one of the best travel insurance companies today. As of today, they offer travel insurance for thousands of travelers every year, always offering quality service. This is my opinion after traveling with them for years.
One of the keys to the success of this service is the need that exists today to travel with insurance. Having medical coverage at your destination is essential and if you have travel insurance, you can save a lot of money on your trip if you run into health issues or accidents.
Important: All travel insurance policies from this company include coronavirus coverage. This means that your policy will also cover medical care expenses in case of contracting COVID-19 and the expenses for extension in a hotel due to medical quarantine. In addition, the cancellation add-on includes coverage for illness or death of the traveler or family member due to COVID-19.
2. Heymondo discount: get 5% off!
There are many travel bloggers and influencers who, due to the quality of Heymondo’s product and services, have decided to work with the company, recommending it to other travelers.
For this reason, from Come Ama Viaja, I can offer a Heymondo travel insurance discount. In this way, my readers will be able to reduce the budget of their trip a little. If you are reading this article because you are looking to purchase your travel insurance at the best price, I am not going to waste your time!
You can purchase your insurance policy for a better price through the next bottom for being a reader of Come Ama Viaja. There is no discount code needed, the 5% Heymondo discount is applied automatically when you click on the bottom.
I wish you safe travels and hopefully you don’t have to use your travel insurance policy.
5% Heymondo discount
In certain dates, you can take advantage of a 5% discount on your travel insurance. The insurance company has several campaigns throughout the year which can take place during Easter, Black Friday and random dates in the summer. You can save more money during these dates, specially if you plan on purchasing several insurance policies.
When a campaign like this is taking place, you will notice the links change from 5% to 15% off. The tittle of the blog post will also reflect the temporary discount.
3. Travel insurance comparison for 2023
When purchasing a travel insurance policy, you have to keep several things in mind. Surely, what worries us the most at first is the price of the insurance and its coverage. There are quite a few cheap travel insurance options out there today, but the coverage varies quite a bit.
I use and recommend Heymondo because, on top of being one of the cheapest travel insurance, it is also the one that offers the best coverage. Its value for money is unbeatable. I will show you in the tables below.
Taking this into account and my experience (I have traveled with different insurances), I have come to the conclusion that Heymondo is the best travel insurance on the market.
Comparing the most affordable insurance policies
Below I am going to compare Heymondo travel insurance with Iati, World Nomads and Safety Wing. You can see which is the cheapest and the one that covers the most.
To make this table, I have searched for travel insurance policies for a 2-week trip to the United States. I have compared basic travel insurance from each company. This has been the result:
|HEYMONDO||WORLD NOMADS||IATI||SAFETY WING|
|Price||$42.83||$78.02||$47.96||$22.50 ($250 deductible)|
|Emergency Accident & Sickness Medical Expense||$250,000 (includes dental)||$100,000||$300.000 (includes dental)||$250,000 ($100,000 for 65+)|
|Theft and Damage to Luggage||$1,200||$1,000||$1,000||Up to $3,000|
|Repatriation of Remains||$100,000||$300,000|
|Trip Delay||$300||$500||$180||Up to $100 a day after a 12-hour delay period requiring an overnight stay.|
|Baggage Delay||$200||$1,000 (outward journey only)||$120||YES|
|Accidental Death & Dismemberment||$5,000||$5,000||$6,000||$25,000|
|Includes COVID-19 related medical issues||YES||Not completely||YES||YES|
As you can see in the table above, Heymondo travel insurance is the second most affordable travel insurance; however, Heymondo offers the best bang for your buck.The most affordable policy Safety Wing’s but it has a $250 deductible.
Heymondo offers a more comprehensive coverage without a deductible. In addition, despite being the second most affordable travel insurance, it has equal or better coverage than other insurances.
Comparing the most comprehensive travel insurances
In the following table, I’ve compared Heymondo’s, Iati’s, World Nomads’, and Safety Wing’s most expensive and comprehensive travel insurance policies. These are the results:
|HEYMONDO||WORLD NOMADS||IATI||SAFETY WING|
|Price||$97.96||$94.65||$140.96||$22.50 ($250 deductible)|
|Emergency Accident & Sickness Medical Expense||$500,000||$1,000,000||$100,000||$250,000 ($100,000 for 65 years and above)|
|Theft and Damage to Luggage||$2,500||$2,500||$3,000||Up to $3,000|
|Repatriation of Remains||$100,000||100%||$500,000||N/A|
|Trip Delay||$1,500||$300||$3,000||Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay.|
|Accidental Death & Dismemberment||$60,000||$18,000||$10,000||$25,000|
|Includes COVID-19 related medical issues||YES||YES||YES||YES|
The “Heymondo Premium” insurance policy is the second most affordable travel insurance without a deductible out of the four that we have compared and still covers the same or more than the other insurances.
4. Why is Heymondo the best travel insurance?
Heymondo travel insurance, apart from being the best in terms of price and coverage, it also offers other services that other insurances do not offer, such as 24 hours medical attention and an APP from which you can chat with medical professionals. Other than that, the website is intuitive, up-to-date and error-free. Regarding the service, based on my experience, it is the best.
Medical attention 24 hours a day
Apart from having great coverage, price and customer service, Heymondo has something that other travel insurances do not have and that makes it the best travel insurance: WhatsApp attention with a doctor 24 hours a day.
One of the things that I like the most about Heymondo travel insurance is that you can talk to a doctor on WhatsApp 24 hours a day. This means that if something has happened to you that is not an emergency or if you have doubts about anything, you can consult a specialist and they will advise you what to do.
It is something that I have missed when I have traveled with other insurances. Knowing that if anything happens to me, even if it’s small, I can consult a doctor, it gives me peace of mind during my travels. They also have pediatricians available, in case you are traveling with children.
For a few months, Heymondo has offered a free APP exclusively for its customers among its services. Through the app you can talk to a doctor at any time of the day, make claims and attach documentation and, best of all, call the insurance company for free with an internet connection.
You won’t have to make a standard call (sometimes it causes a lot of problems and costs money, although later the insurance will refund it) but you will be able to communicate through the app via Wi-Fi or data service.
This service is not offered by any other travel insurance, which is one of Heymondo’s many pros.
Since the global pandemic began, this company has worked tirelessly to ensure that its travel insurance offers the best COVID-19 coverage. For this reason, all Heymondo travel insurance policies offers COVID-19 coverage.
If you have more questions about this travel insurance, check out my thorough review of Heymondo.
5. What coverage does Heymondo Premium insurance offer?
My advice is to spare no expense on safety. Choose a travel insurance with the best benefits to travel with more peace of mind. Among the different Heymondo insurance policies, you can choose Heymondo Basic, Heymondo Top and Heymondo Premium and Heymondo Medical. I recommend Heymondo premium insurance, the best travel insurance.
Heymondo Premium Travel Insurance Covers the following:
- Medical expenses: $500,000. If you need medical care abroad in the event of an accident or illness, you have $500.00 to cover expenses, which includes motor vehicle accidents. In addition, it has $350 for urgent dental expenses.
- Theft and damage to luggage: $3,000. Includes damage to luggage in cases of theft, fire, damage by the carrier. It has $300 compensation for the delay in the delivery of luggage. Includes $120 shipping on items forgotten during the trip. If your luggage is lost, includes search, location and shipping.
- Repatriation or early return. Repatriation of sick, wounded and deceased individuals. If a family member is hospitalized or dies or there is serious damage to your personal or professional home, it includes early return.
- Delays in departure or arrival of transport: $300. If your means of transport is delayed, there is a compensation of up to $300 depending on the time of delay.
- Displacement of a family member in the event of an injured or deceased insured. In addition, it includes up to $1,000 for the living expenses of the family member.
- Interpreter serviceProcessing for loss or theft of documents: $200.
- Legal assistance: $3,000.
- Private civil liability: $60,000.
- In addition, you can add the following coverages:
- Travel cancellation expenses (up to 30 reasons).
- Coverage for tech.
- Special coverage for cruises.
- Special coverage for adventure sports.
6. How to purchase Heymondo insurance with discount
In order for the 5% Heymondo discount to be applied, you have to visit Heymondo travel insurance’s home page through this link. Then you click on “See Price”.
The first step is to choose the type of insurance you need. It can be insurance for a single trip or an annual insurance policy.
A. Purchase travel insurance for a single trip
Start by choosing your country of residence and the country or countries you are going to visit. If you are going to travel through Europe but you are not sure which specify countries you want to visit, you can choose the “All Europe” option. The same applies if you are going to travel through several countries on other continents, but you are not sure which ones, you can choose “All the world”.
The next step is to choose the dates of the trip. First insert the start date, then the return date. If you’re already traveling, check the “Already traveling?” box.
You can choose between Heymondo Basic, Heymondo Top, Heymondo Premium and Heymondo Medical. They are in order from most basic to the most comprehensive. In the example you can see below, I have chosen the United States as the destination. The United States is a country with very expensive healthcare, which is why Heymondo recommends choosing Heymondo Premium.
Before purchasing insurance, it’s important to is click on the “See details” box. Here you can see more details about the coverage and, most importantly, add trip cancellation, protection for tech equipment, add cruise or adventure sports coverage (don’t forget to read which sports are included).
Once you have chosen your desired insurance, click on the “Buy” button. Insert your personal and payment information and click on “Confirm purchase”. You will receive an email with your insurance and all the important information.
B. Purchase Heymondo annual travel insurance
If you travel very often, the best option is to purchase annual travel insurance.
Before purchasing the insurance policy, you can modify it to add protection for electronic equipment, cruises or adventure sports (don’t forget to read which sports are included). Once you have done it, you hit “Buy”. Insert your personal and payment information and confirm the purchase. Congrats! You already have your Heymondo insurance policy with a discount! You will receive an email with your insurance and all the important data.
Now that you have purchased your policy with Heymondo, it’s time to continue planning your trip. If you need help doing so, check all my travel tips.
I hope this post has helped you understand why it is necessary to travel with travel insurance and why Heymondo travel insurance is the best option for countless reasons. I hope the Heymondo discount was of great help and always remember, traveling with insurance doesn’t add a lot of expenses to your budget, if you’re unlucky, it can actually save you a lot.
If you have any questions or concerns, I encourage you to leave a comment or email me. Until next time, travelers! PS: I hope the Heymondo discount has been of great help!
you guys expect 15% discount anytime soon? have a trip in end of july .
Hello! I think it will be available soon but I don’t know when exactly, sorry!
Dear staff who is concerned
I gonna start to travel from tommoroww(16th of July, 10AM ) and destination is Japan.
1. Does the insurance cover the JAPAN travel(is there no region limitaion, for example only within European territories)1.
2. can I buy your travel insurance at this 15% off price?
If possible, I’d like to take your insurance asap.
Hello! 1. There is no region limitation. This insurance covers you in Japan if you select this country during the purchase process. 2. Yes, of course! You can use the 15% discount until July 24th. Please, let me know if you need anything else!
Thank you heymondo!!
thx good inf. for good trip
Thank you! Enjoy your trip!
I am traveling to the Philippines in Southeast Asia. Can I get a 15% discount? can i get it on friday? I’m Korean and I don’t know the author’s Friday. What is the author’s country?
I am korean.
Today, I can’t join the insurance. When can I join?
Currently, we do not provide insurance for Korean residents.
Can you tell me why and when they will offer insurance again?
Hello, unfortunately Heymondo doesn’t currently offer coverage for Korean residents till further notice. I recommend continuing to check on their website for any update. Thanks.