1. What is Heymondo travel insurance?
Let’s start from the beginning! Mondo, also known as Heymondo, is the trade name of Smart Insurance Correduria de Seguros S.L., a Spanish company established in February 2017.
Being an insurance broker, the company has the freedom to choose which companies they work with and what products they offer. This allows them to offer you the best travel insurance.
During the past 5 years, they have been gaining popularity and have quickly become one of the best travel insurance companies today. As of today, they offer travel insurance to thousands of travelers every year, always offering quality service. This is my opinion after traveling with them for years.
One of the keys to the success of this service is the need that exists today to travel with insurance. Having medical coverage at your destination is essential, and if you have travel insurance, you can save a lot of money on your trip if you run into health issues or accidents.
Important: All travel insurance policies from this company include coronavirus coverage. This means that your policy will also cover medical care expenses in the case of contracting the COVID-19 virus and the expenses for an extension in a hotel due to medical quarantine. In addition, the cancellation add-on includes coverage for the illness or death of the traveler or family member due to COVID-19.
2. Heymondo discount: get 5% off!
Due to the excellence of Heymondo’s policies and services, numerous travel bloggers and influencers have chosen to partner with the business and endorse it to other travelers.
For this reason, through Come Ama Viaja, I can offer a Heymondo travel insurance discount. In this way, my readers will be able to reduce the budget of their trip a little. If you are reading this article because you are looking to purchase your travel insurance at the best price, I am not going to waste your time!
You can purchase your insurance policy for a better price through the next bottom for being a reader of Come Ama Viaja. There is no Heymondo discount code needed; the 5% promo is applied automatically when you click on the bottom.
I wish you safe travels and hopefully you don’t have to use your travel insurance policy.
15% Heymondo discount
On certain dates, you can take advantage of a 15% discount on your travel insurance. The insurance company has several campaigns throughout the year that can take place during Easter, Black Friday and random dates in the summer. You can save more money during these dates, especially if you plan on purchasing several insurance policies.
When a campaign like this is taking place, you will notice the links change from 5% to 15% off. The title of the blog post will also reflect the temporary discount.
3. Travel insurance comparison for 2023
When purchasing a travel insurance policy, you have to keep several things in mind. Surely, what worries us the most at first is the price of the insurance and its coverage. There are quite a few cheap travel insurance options out there today, but the coverage varies quite a bit.
I use and recommend Heymondo because, on top of being one of the cheapest travel insurance companies, it is also the one that offers the best coverage. Its value for money is unbeatable. I will show you exactly why in the tables below.
Taking this into account and my experience (I have traveled with different insurances), I have come to the conclusion that Heymondo is the best travel insurance on the market.
Comparing the most affordable insurance policies
To make this table, I searched for travel insurance policies for a 2-week international trip. I have compared basic travel insurance from each company. This has been the result:
|Price||$42.83||$47.96||$22.50 ($250 deductible)||$115.50|
|Emergency Accident & Sickness Medical Expense||$250,000 (includes dental)||$300.000 (includes dental)||$250,000 ($100,000 for 65+)||$5,000,000|
|Theft and Damage to Luggage||$1,200||$1,000||Up to $3,000||$2,000|
|Repatriation of Remains||$100,000|
|Trip Delay||$300||$180||Up to $100 a day||$2,500|
|Accidental Death & Dismemberment||$5,000||$6,000||$25,000||Not Insured|
|Includes COVID-19 related medical issues||YES||YES||YES||Not Insured|
As you can see in the table above, Heymondo travel insurance is the second-most affordable travel insurance; however, Heymondo offers the best bang for your buck. The most affordable policy is Safety Wing’s, but it has a $250 deductible.
Please note that the World Nomads insurance coverage shown above is for Australian residents only. If you wish to see the coverage details for the United Kingdom and United States, feel free to take a look at my thorough World Nomads review and also take advantage of a 10% World Nomads promo code.
Heymondo offers more comprehensive coverage without a deductible. In addition, despite being the second-most affordable travel insurance, it has equal or better coverage than other insurance companies.
Comparing the most comprehensive travel insurances
In the following table, I’ve compared Heymondo’s, IATI’s, World Nomads and Safetywing’s most expensive and comprehensive travel insurance policies. These are the results:
|Price||$97.96||$140.96||$22.50 ($250 deductible)||$154.50|
|Emergency Accident & Sickness Medical Expense||$500,000||$100,000||$250,000 ($100,000 for 65 years and above)||Unlimited|
|Theft and Damage to Luggage||$2,500||$3,000||Up to $3,000||$10,000|
|Repatriation of Remains||$100,000||$500,000||N/A||$25,000|
|Trip Delay||$1,500||$3,000||Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay.||$5,000|
|Accidental Death & Dismemberment||$60,000||$10,000||$25,000||$12,500|
|Includes COVID-19 related medical issues||YES||YES||YES||$2,500|
The “Heymondo Premium” insurance policy is the second most affordable travel insurance without a deductible out of the four that we have compared and still covers the same or more than the other insurances.
4. Why is Heymondo the best travel insurance?
Heymondo travel insurance, apart from being the best in terms of price and coverage, also offers other services that other insurances do not offer, such as 24 hour medical attention and an APP from which you can chat with medical professionals. Other than that, the website is intuitive, up-to-date and error-free. Regarding the service, based on my experience, it is the best.
Medical attention 24 hours a day
Apart from having great coverage, price and customer service, Heymondo has something that other travel insurances do not have and that makes it the best travel insurance: WhatsApp attention with a doctor 24 hours a day.
One of the things that I like the most about Heymondo travel insurance is that you can talk to a doctor on WhatsApp 24 hours a day. This means that if something has happened to you that is not an emergency or if you have doubts about anything, you can consult a specialist and they will advise you on what to do.
It is something that I have missed when I have traveled with other insurance. Knowing that if anything happens to me, even if it’s small, I can consult a doctor, gives me peace of mind during my travels. They also have pediatricians available in case you are traveling with children.
For a few months, Heymondo has offered a free app exclusively for its customers among its other services. Through the app, you can talk to a doctor at any time of the day, make claims and attach documentation. In addition, you can call the insurance company for free with an internet connection.
You won’t have to make a standard call (sometimes it causes a lot of problems and costs money, although later the insurance will refund it), but you will be able to communicate through the app via Wi-Fi or data service.
This service is not offered by any other travel insurance company, which is one of Heymondo’s many pros.
Since the global pandemic began, this company has worked tirelessly to ensure that its travel insurance offers the best COVID-19 coverage. For this reason, all Heymondo travel insurance policies offer COVID-19 coverage.
5. Heymondo travel insurance types and coverages
The travel insurance company offers three tiers of travel insurance, each delivering a unique combination of benefits and coverage, allowing you to choose the level of protection that best fits your travel needs.
A) Heymondo Single Trip insurance
Heymondo’s single trip is the travel insurance you need to purchase for a single trip. From embarking on a thrilling 15-day exploration of Peru to enjoying a serene 10-day retreat in Bali, this exclusive travel insurance is tailor-made for any single trip.
In addition, there are different tiers and coverages for single-trip travel insurance:
|Medical assistance||$250,000 USD||$500,000 USD||$500,000 USD|
|Repatriation and early return||Included||Included||Included|
|Baggage theft and damage||$1,700 USD||$2,500 USD||–|
|Travel disruption||$450 USD||$1,500 USD||–|
|Trip cancellation||$3,500 USD||$7,000 USD||–|
|Personal liability||$60,000 USD||$60,000 USD||–|
Not all travel insurance types are created equal. The insurance you choose should be as unique as your destination and the experiences that await you. For instance, exploring the enchanting landscapes of Morocco calls for a different level of coverage than a breathtaking hike through Nepal’s sky-scraping peaks.
You will be able to choose between the following tiers:
B) Heymondo Long Stay
The company offers Long Stay insurance, a unique travel insurance package for those planning a prolonged journey or stay abroad, often lasting between 3 and 18 months. It is intended to offer full coverage. Travelers who are studying abroad, engaged in a lengthy project, or enjoying a long holiday should purchase Heymondo Long Stay travel insurance.
Even if your trip has already started, you can get this insurance for a minimum of 90 days and renew it accordingly.
C) Heymondo Annual multitrip
Heymondo’s Annual Multi-Trip travel insurance covers numerous trips that take place over the course of a single year, as long as each trip lasts less than 90 days. It offers continuous protection without the need to purchase insurance for each trip and is intended for frequent travelers who take several trips a year.
D) Heymondo travel insurance for COVID-19
Heymondo offers a unique COVID-19 travel insurance policy that provides coverage exclusively for COVID-19-related issues. It is intended to offer safety and support to passengers who could experience delays, cancellations, or medical costs linked to COVID-19 while on their trip.
- COVID-19 Medical expenses.
- Medically prescribed PCRs.
- Extended stay expenses.
- Trip cancellation.
For information on the exact coverage limits and exclusions related to any Heymondo travel insurance type, review the terms and conditions or contact them directly.
6. How to purchase Heymondo insurance with a discount
In order for the 5% Heymondo discount to be applied, you have to visit the travel insurance’s home page through this link. Then you click on “See Price”.
The first step is to choose the type of insurance you need. It can be insurance for a single trip or an annual insurance policy.
A. Purchase travel insurance for a single trip
Start by choosing your country of residence and the country or countries you are going to visit. If you are going to travel through Europe but are not sure which specific countries you want to visit, you can choose the “All Europe” option. The same applies if you are going to visit several countries on other continents but are not sure which ones. You can choose “All the world”.
The next step is to choose the dates of the trip. First, insert the start date, then the return date. If you’re already traveling, check the “Already traveling?” box.
You can choose between Heymondo Basic, Heymondo Top, Heymondo Premium and Heymondo Medical. They are in order from the most basic to the most comprehensive. In the example you can see below, I have chosen the United States as the destination. The United States is a country with very expensive healthcare, which is why Heymondo recommends choosing Heymondo Premium.
Before purchasing insurance, it’s important to click on the “See details” box. Here you can see more details about the coverage and, most importantly, add trip cancellation, protection for tech equipment, add cruise or adventure sports coverage (don’t forget to read which sports are included).
Once you have chosen your desired insurance, click on the “Buy” button. Insert your personal and payment information and click on “Confirm purchase”. You will receive an email with your insurance and all the important information.
B. Purchase Heymondo annual travel insurance
If you travel very often, the best option is to purchase annual travel insurance.
Before purchasing the insurance policy, you can modify it to add protection for electronic equipment, cruises, or adventure sports (don’t forget to read which sports are included). Once you have done it, you hit “Buy”. Insert your personal and payment information and confirm the purchase. Congrats! You already have your Heymondo insurance policy with a discount! You will receive an email with your insurance information and all the intricate details.
7. My Heymondo travel insurance experience
I want to conclude this article by sharing my personal experience using Heymondo.
As I have already mentioned, I have been traveling with this travel insurance for the past few years. Unfortunately, I have had to use it on numerous occasions.
In Myanmar, I had food poisoning. On two of my trips to Bali, I had to go to the doctor because I had a stomach virus. I also had to call the insurance company for a persistent urine infection. In Ecuador, a rusty metal nail made contact with an open wound, and I had to go to the hospital to get a tetanus shot. I’m sure I’m missing some more!
My experience with this company has always been very positive. I have been taken care of well and quickly. In addition, the centers they send you to are always among the best.
Throughout these years, I have recommended Heymondo to many people and never received negative feedback about the company. It must be for a reason! If you want to know the experiences of other travelers using this company, I have made a compilation of Heymondo insurance reviews.
Now that you have purchased your policy with Heymondo, it’s time to continue planning your trip. If you need help doing so, check out all my travel tips.
You should now have a better understanding of why travel insurance is essential and why Heymondo travel insurance is the ideal choice for a variety of reasons. If you have any questions or concerns, I encourage you to leave a comment or email me.
I hope the Heymondo discount was of great help and always remember that traveling with insurance doesn’t add a lot of expenses to your budget; if you’re unlucky, it can actually save you a lot. Until next time, travelers!