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Why I use Heymondo Travel Insurance: Review + up to 30% off

Hello traveler! In this article I am going to tell you my review of Heymondo travel insurance, the travel insurance company I have been using in all my adventures for the past years. There have been several times that I have had to use it, which now allows me to make a complete review of its insurance policies based on my experience. In addition, I'll share a link where you can get your Heymondo discount

Further below, you can access the 5% discount and see in which cases you can get a 20% discount (and even up to 30% on certain dates).

Click here: Get 5% discount

Table of contents

1. What is Heymondo travel insurance? 

Let’s start from the beginning! Mondo, also known as Heymondo, is the trade name of Smart Insurance Correduría de Seguros S.L., a Spanish company established in February 2017.

Being an insurance broker, the company has the freedom to choose which companies they work with and what products they offer. This allows them to offer the best travel insurance to you.

During the past 5 years since, they have been gaining popularity and have quickly become one of the best travel insurance companies today. As of today, they offer travel insurance for thousands of travelers every year, always offering quality service. This is my opinion after traveling with them for years.

One of the keys to the success of this service is the need that exists today to travel with insurance. Having medical coverage at your destination is essential and if you have travel insurance, you can save a lot of money on your trip if you run into health issues or accidents.

2. Things to consider when purchasing travel insurance

There are many different travel insurances: Heymondo, IATI, World Nomads, Safety Wing, etc. Before you purchase the best travel insurance, there are several factors you have to take into consideration.

As mentioned before, there are several factors to consider when purchasing travel insurance. It all depends on the type of traveler you are. If you are planning on engaging in adventurous activities, you may need additional coverage. For instance, the insurance coverage you’d need to spend a week lying on the beaches of Thailand is not the same as the one you would need if you are going to travel to Nepal and go mountaineering.

3. 5% Heymondo discount

There are many travel bloggers and influencers who, due to the quality of Heymondo’s product and services, have decided to work with the company, recommending it to other travelers.

For this reason, from Come Ama Viaja, I can offer the a Heymondo travel insurance discount. In this way, my readers will be able to reduce the budget of their trip a little. If you are reading this article because you are looking to purchase your travel insurance at the best price, I am not going to waste your time!

You can purchase your insurance policy through this link for being a reader of Come Ama Viaja. There is no discount code needed, the 5% Heymondo discount is applied automatically when you click on the link.

4. Why is Heymondo the best travel insurance?

When purchasing a travel insurance policy, you have to keep several things in mind. Surely, what worries us the most at first is the price of the insurance and its coverage. There are quite a few cheap travel insurance options out there today, but the coverage varies quite a bit.

I use and recommend Heymondo because, on top of being one of the cheapest travel insurance, it is also the one that offers the best coverage. Its value for money is unbeatable. I will show you in the tables below.

Taking this into account and my experience (I have traveled with different insurances), I have come to the conclusion that Heymondo is the best travel insurance on the market.

Travel insurance comparison for 2022

Below I am going to compare Heymondo travel insurance with IATI, World Nomads and Safety Wing. You can see which is the cheapest and the one that covers the most.

To make this table, I have searched for travel insurance policies for a 2-week trip to the United States. I have compared basic travel insurance from each company. This has been the result:

 HeymondoWorld NomadsIATISafety Wing
PRICE$42.83$78.02$47.96$22.50 ($250 deductible)
Emergency Accident & Sickness Medical Expense$250,000 (includes dental)$100,000$300.000 (includes dental)
$250,000 ($100,000 for 65 years and above)
Theft and Damage to Luggage$1,200$1,000$1,000Up to $3,000
Repatriation of Remains$100,000$300,000
Trip Delay$300$500$180Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay.
Baggage Delay$200$1,000 (outward journey only)$120YES
Emergency Evacuation$500,000$300,000100%$100,000
Accidental Death & Dismemberment$5,000$5,000$6,000$25,000
Includes COVID-19 related medical issuesYESNot completelyYESYES

As you can see in the table above, Heymondo travel insurance is the second most affordable travel insurance; however, Heymondo offers the best bang for your buck. The most affordable policy Safety Wing’s but it has a $250 deductible. Heymondo offers a more comprehensive coverage without a deductible. In addition, despite being the second most affordable travel insurance, it has equal or better coverage than other insurances.


In the following table I’ve compared of Heymondo, IATI, World Nomads, and Safety Wing travel insurances, comparing the most expensive and comprehensive insurance each company offers. These are the results:

PRICE$97.96$94.65$140.96$22.50 ($250 deductible)
Emergency Accident & Sickness Medical Expense$500,000$1,000,000$100,000$250,000 ($100,000 for 65 years and above)
Theft and Damage to Luggage$2,500$2,500$3,000Up to $3,000
Repatriation of Remains$100,000100%$500,000N/A
Trip Delay$1,500$300$3,000Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay.
Baggage Delay$500$300$750N/A
Emergency Evacuation$500,000100%$500,000$100,000
Accidental Death & Dismemberment$60,000$18,000$10,000$25,000
Includes COVID-19 related medical issuesYESYESYESYES

The “Heymondo Premium” insurance policy is the second most affordable travel insurance without a deductible out of the four that we have compared and still covers the same or more than the other insurances.

Heymondo discount
5% Discount

What does Heymondo travel insurance offer that other insurances don’t?

Heymondo insurance, apart from being the best in terms of price and coverage, it also offers other services that other insurances do not offer, such as 24 hours medical attention and an APP from which you can chat with medical professionals. Other than that, the website is intuitive, up-to-date and error-free. Regarding the service, based on my experience, it is the best.


Apart from having great coverage, price and customer service, Heymondo has something that other travel insurances do not have and that makes it the best travel insurance: WhatsApp attention with a doctor 24 hours a day.

One of the things that I like the most about Heymondo travel insurance is that you can talk to a doctor on WhatsApp 24 hours a day. This means that if something has happened to you that is not an emergency or if you have doubts about anything, you can consult a specialist and they will advise you what to do.

It is something that I have missed when I have traveled with other insurances. Knowing that if anything happens to me, even if it’s small, I can consult a doctor, it gives me peace of mind during my travels. They also have pediatricians available, in case you are traveling with children.


For a few months, Heymondo has offered a free APP exclusively for its customers among its services. Through the app you can talk to a doctor at any time of the day, make claims and attach documentation and, best of all, call the insurance company for free with an internet connection. You won’t have to make a standard call (sometimes it causes a lot of problems and costs money, although later the insurance will refund it) but you will be able to communicate through the app via Wi-Fi or data service.

This service is not offered by any other travel insurance, which is one of Heymondo’s many pros.


Since the global pandemic began, this company has worked tirelessly to ensure that its travel insurance offers the best COVID-19 coverage. For this reason, all HEYMONDO travel insurance policies offers COVID-19 coverage.

5. What coverage does Heymondo Premium insurance offers?

My advice is to spare no expense on safety. Choose a travel insurance with the best benefits to travel with more peace of mind. Among the different Heymondo insurance policies, you can choose Heymondo Basic, Heymondo Top and Heymondo Premium and Heymondo Medical. I recommend Heymondo premium insurance, the best travel insurance.


– Medical expenses: $500,000

If you need medical care abroad in the event of an accident or illness, you have $500.00 to cover expenses, which includes motor vehicle accidents. In addition, it has $350 for urgent dental expenses.

– Theft and damage to luggage: $3,000

Includes damage to luggage in cases of theft, fire, damage by the carrier. It has $300 compensation for the delay in the delivery of luggage. Includes $120 shipping on items forgotten during the trip. If your luggage is lost, includes search, location and shipping.

– Repatriation or early return

Repatriation of sick, wounded and deceased individuals. If a family member is hospitalized or dies or there is serious damage to your personal or professional home, it includes early return.

– Delays in departure or arrival of transport: $300

If your means of transport is delayed, there is a compensation of up to $300 depending on the time of delay.

– Displacement of a family member in the event of an injured or deceased insured

In addition, it includes up to $1,000 for the living expenses of the family member.

– Interpreter serviceProcessing for loss or theft of documents: $200

– Legal assistance: $3,000

– Private civil liability: $60,000

In addition, you can add the following coverages:

– Travel cancellation expenses (up to 30 reasons)

– Coverage for tech

– Special coverage for cruises

– Special coverage for adventure sports

6. Heymondo discount (5% and 15%)

Heymondo discount
Travel Insurance

For being a reader of this blog, you’ll get a 5% discount on your next Heymondo travel insurance.

This amount can go up to 10%, 15%, 20% or even 30% in some cases.

– 10% Heymondo discount. If you travel with a group of between 5 and 9 travelers, you will have a 5% discount for each policy, which added to my 5%, will get your travel insurance 10% cheaper.

– 15% discount on Heymondo insurance policies. On certain dates (Black Friday, Easter and certain summer dates), there is a special 15% discount on all policies.

– 20% discount on Heymondo. If you are a traveling family (minimum of 3 people) or a group of 10 or more travelers, you will pay 15% less in each policy, which in addition to my 5%, totals a 20% discount. Or if you are a group of 5 to 9 travelers, you will have 5% + 15% (20%) on the dates indicated above.

– 30% off. During the aforementioned dates (Black Friday, Easter and certain dates in July), there is a special 15% promo, which added to the 15% discount for families or large groups, each policy will be 30% cheaper.

Activate discount.

7. How to purchase Heymondo insurance with a 5% discount?

In order for the 5% Heymondo discount to be applied, you have to visit Heymondo travel insurance’s home page through this link. Then you click on “See Price”.

Heymondo discount
Heymondo Discount

The first step is to choose the type of insurance you need. It can be insurance for a single trip or an annual insurance policy.

A. Purchase travel insurance for your trip

travel insurance
Purchase Heymondo Policy

Start by choosing your country of residence and the country or countries you are going to visit. If you are going to travel through Europe but you are not sure which specify countries you want to visit, you can choose the “All Europe” option. The same applies if you are going to travel through several countries on other continents, but you are not sure which ones, you can choose “All the world”.

The next step is to choose the dates of the trip. First insert the start date, then the return date. If you’re already traveling, check the “Already traveling?” box.

You choose the number of people you are going to insure, write your email, accept the privacy policy and click on “See price and coverage”.

You can choose between Heymondo Basic, Heymondo Top, Heymondo Premium and Heymondo Medical. They are in order from most basic to the most comprehensive. In the example you can see below, I have chosen the United States as the destination. The United States is a country with very expensive healthcare, which is why Heymondo recommends choosing Heymondo Premium.

Heymondo discount
Travel Insurance

Before purchasing insurance, it’s important to is click on the “See details” box. Here you can see more details about the coverage and, most importantly, add trip cancellation, protection for tech equipment, add cruise or adventure sports coverage (don’t forget to read which sports are included).

Once you have chosen your desired insurance, click on the “Buy” button. Insert your personal and payment information and click on “Confirm purchase”. You will receive an email with your insurance and all the important information.

B. Purchase Heymondo annual travel insurance with a discount

If you travel very often, the best option is to purchase annual travel insurance.


Start by choosing your country of residence. “All the World” will automatically be inserted in the destination box. The next step is to set the departure date of your next trip. The return date will automatically be set within a year. Choose the number of people insured, write your email, accept the privacy policy and click “See price and coverage”.

Before purchasing the insurance policy, you can modify it to add protection for electronic equipment, cruises or adventure sports (don’t forget to read which sports are included). Once you have done it, you hit “Buy”. Insert your personal and payment information and confirm the purchase. Congrats! You already have your Heymondo insurance policy with a discount! You will receive an email with your insurance and all the important data.

Now that you have purchased your policy with your Heymondo discount, it’s time to continue planning your trip. If you need help doing so, feel free to read my post on how to plan a trip.

I hope this post has helped you understand why it is necessary to travel with travel insurance and why Heymondo travel insurance is the best option for countless reasons. Traveling with insurance doesn’t add a lot of expenses to your budget, if you’re unlucky, it can actually save you a lot.

If you have any questions or concerns, I encourage you to leave a comment or email me. Until next time, travelers! PS: I hope the Heymondo discount has been of great help!

12 Responses

  1. Hi ,
    you guys expect 15% discount anytime soon? have a trip in end of july .

    Thank you.

    1. SofiaPozuelo says:

      Hello! I think it will be available soon but I don’t know when exactly, sorry!

  2. Dear staff who is concerned

    I gonna start to travel from tommoroww(16th of July, 10AM ) and destination is Japan.

    1. Does the insurance cover the JAPAN travel(is there no region limitaion, for example only within European territories)1.
    2. can I buy your travel insurance at this 15% off price?

    If possible, I’d like to take your insurance asap.

    1. SofiaPozuelo says:

      Hello! 1. There is no region limitation. This insurance covers you in Japan if you select this country during the purchase process. 2. Yes, of course! You can use the 15% discount until July 24th. Please, let me know if you need anything else!

  3. TAEKHEE YOO says:

    Thank you heymondo!!

  4. RYU YOUNGKIL says:

    bad covid19
    thx good inf. for good trip

    1. SofiaPozuelo says:

      Thank you! Enjoy your trip!

  5. I am traveling to the Philippines in Southeast Asia. Can I get a 15% discount? can i get it on friday? I’m Korean and I don’t know the author’s Friday. What is the author’s country?

  6. I am korean.
    Today, I can’t join the insurance. When can I join?

  7. Currently, we do not provide insurance for Korean residents.
    Can you tell me why and when they will offer insurance again?

    1. SofiaPozuelo says:

      Hello, unfortunately Heymondo doesn’t currently offer coverage for Korean residents till further notice. I recommend continuing to check on their website for any update. Thanks.

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