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Safetywing Nomad Health

SafetyWing vs World Nomads in 2024: Which one is better?

Although exploring the world is an exciting experience, it comes with its fair share of uncertainties. That is why purchasing the best travel insurance is a must for a worry-free trip. Whenever the topic of the best travel insurance is brought up, SafetyWing vs World Nomads seems to be a comparison that is always made.

If you are on the fence about which one to choose, don't worry! In this post, we will dive deep and examine the features, coverage, and advantages of both companies in this thorough comparison.

Table of contents

1. Safetywing vs World Nomads

Before we dive deep and compare what each company has to offer, let’s first briefly overview each company’s history.

World Nomads

World Nomads, founded by Simon Monk, is a reputable travel insurance company that has been insuring travelers since 2002. With a global footprint, World Nomads provides a selection of comprehensive insurance plans for even the most demanding travelers. From digital nomads to backpackers.

World Nomads, with coverage for a variety of travel styles and activities, has grown since it was founded into one of the top suppliers of travel insurance.

World Nomads Promo Code

If you’ve already made up your mind prior to reading this post and you want to purchase a World Nomads travel insurance policy, take advantage of a 10% discount by clicking the button below and using the promo code at checkout.

⚠️ You must use the promo code “10AWAITS”.


Safetywing, on the other hand, is relatively new to the travel insurance market. Since the company was founded in 2017 by a collaborative effort from Sondre Rasch, Sarah Beyahte Sandnes, and Hans Nyvold Kjellby, it has gained attention for its affordable pricing and great coverage.

SafetyWings targets long-term and remote workers as well as digital nomads. To stand out from the rest, the company adapted the slogan “Insurance for Nomads, by Nomads”. 

2. Full Coverage and Benefits

Safetywing vs World Nomads
Travel Insurance

In this section, I’ll dive into the coverage, benefits and features of both insurance companies to help you make an informed decision.

World Nomads

World Nomads offers comprehensive coverage plans tailored for nomads and backpackers. Some key coverage features include:

  • Emergency medical treatment: All plans cover things like hospital stays, doctor visits, and prescription drugs for unforeseen medical costs that may occur while you are travelling.
  • Luggage coverage: plans offer coverage for lost, stolen, or damaged luggage and personal items.
  • Trip cancellation: World Nomads offers reimbursement for non-refundable fees in the event that your journey is cut short or cancelled, such as illness, injury, or natural disasters.
  • Adventure sports: Travelers looking for more adventurous experiences might choose World Nomads because it covers 220+ adventure sports and activities.
  • Tech coverage: Plans fro World Nomads cover your equipment and technology from theft or damage.


SafetyWing provides straightforward and basic coverage plan. Some key features of their coverage include:

  • Like World Nomads, SafetyWings also offer medical coverage for unexpected illnesses or accidents that happen while travelling. They have a global network of healthcare professionals.
  • Emergency medical evacuation: SafetyWing will cover the cost of a medical evacuation to the closest adequate medical facility in the event of a serious medical emergency.
  • Lost Luggage: plans provide protection for your personal items and luggage while you are travelling that is lost, stolen, or damaged.
  • 24/7 customer service: access to a 24/7 support group that can guide you through emergencies while traveling.
  • Flexibility: With a single insurance, you can get continuous coverage and travel to multiple countries.

Now that you have a basic understanding of what each company has to offer. Let’s compare a policy from each travel insurance which will help you determine which one is right for you.

3. Safetywing vs World Nomads: comparison chart

Below, I’ll display a chart comparing the most basic policies from World Nomads and Safetywing if you were to purchase a policy for a 2-week trip to Thailand as a United States resident.

Travel InsuranceWorld NomadsSafetywing
PlanStandardNomad Insurance
Emergency Medical Coverage$100,000$250,000 ($100,000 for 65+)
Emergency Evacuation$300,000$100,000
Repatriation of Remains$300,000$20,000
Trip Interruption$2,500$5,000
Lost Luggage$1,000$3,000
Travel Delay$500$100 a day
Accidental Death$5,000$25,000
Price$85.83 USD$24.15 USD (no US coverage)
Safetywing vs World Nomads

As you can see, both travel insurance companies offer top-tier coverage. World Nomads offers the more comprehensive medical coverage, while Safetywing offers a slightly higher limit for personal belongings and trip-related incidents.

Keep in mind that Safetywing also offers coverage for the US; however, there is an additional cost of $20. The total with US coverage is $44.15.

Consider the following before selecting a plan:

  • Budget: The cost should be considered. Due to its greater coverage, all plans from World Nomads are more expensive than the Safetywing. Consider how much you are willing to pay on travel insurance as well as your entire vacation budget.
  • Coverage Cap: Determine whether the policy properly suits your needs and if the more comprehensive coverage would give you greater peace of mind.
  • Activities: Due to its wider coverage, plan from World Nomads may be a better option if you intend to engage in adventure sports, outdoor activities, or other high-risk activities while you’re on vacation.

Before purchasing any policy, it is crucial to review the policy’s terms and conditions, coverage specifics, and any fine print relevant to the plans because they can provide financial security and peace of mind in the if you ever have to make a claim.

Planning a trip requires careful consideration of travel insurance. To ensure the chosen plan meets your needs and to clear up any questions or concerns, always get in touch with the insurance provider directly.

4. World Nomads: Explorer vs Standard plan

Both the Explorer plan and the Standard plan provide coverage while travelling, but they differ in terms of coverage and features.

  • World Nomads Standard Plan: This plan cover the essential elements like medical expenses, travel delays or cancellations, lost or delayed luggage, emergency evacuations, and other common benefits. The coverage limits are less than those of the Explorer plan.
  • The World Nomads Explorer Plan offers more extensive coverage with higher coverage limits. It includes all the features of the Standard plan, but at a higher level of protection. Extreme sports and adventure activities are also covered to a greater extent under the Explorer plan.

Coverage and Benefits

Below, Il’l provide a chart comparing both both plans offered by World Nomads. The chart will help you decide which plan suits your trip the best if you decide to purchase a travel insurance policy from World Nomads.

You can visit World Nomads’ official website and request a quote if you intend to buy a policy from somewhere else in the world and would like to see a chart of your country’s unique coverage. When you do, you’ll be redirected to a page with a coverage chart similar to the one below.

CoverageStandard PlanExplorer Plan
Emergency Accident & Medical Coverage100,000100,000
Emergency Evacuation$300,000$500,000
Emergency Dental Treatment$750$750
Trip Cancellation$2,500$10,000
Trip Delay$500$3,000
Baggage & Personal Belongings$1,000$3,000
Damaged Limit Per Item$500$1,500
Rental Car DamageNot included$3,000
Accidental Death & Dismemberment$5,000$10,000
Adventure SportsLimitedIncluded
Cost of Policy$85.83 USD$155.06 USD
Safetywing vs World Nomads

⚠️ You must use the promo code “10AWAITS”.

The Explorer Plan is substantially more expensive than the Standard Plan; however, as illustrated in the chart above, the Explorer Plan provides more coverage.

The coverage chart above only applies to US residents. If you are purchasing a World Nomads policy from Australia, the United Kingdom or anywhere else in the world, head to my World Nomads promo code blog post and you’ll be able to see the full coverage for your specific country. Also, you’ll have access to a special 10% off World Nomads discount.

5. Safetywing: Nomad Insurance and Nomad Health

Safetywing offers two main insurance plans. One of them is tailor-made for nomads who are constantly traveling. On the other hand, the remote insurance policy is for those who are based somewhere other than their home country.

Safetywing Nomad Insurance

This policy is perfect for digital nomads and long-term travellers looking for affordable and basic coverage. It covers the basic requirements of this particular demographic, such as travel disruptions and medical emergency. 

Safetywing Nomad Health

This policy is designed for workers who may not travel as frequently as digital nomads but still need coverage for medical and other emergencies while working from locations abroad. This plan covers your medical needs worldwide, including in your home country.

Below, I will provide a chart comparing the two plans offered by Safetywing. If you are thinking about purchasing a policy, the chart will definitely clear up any questions or concerns.

Certainly, here’s a comparative chart that highlights the key features and differences between SafetyWing’s Nomad Insurance and Nomad Health:

CoverageSafetyWing Nomad InsuranceSafetyWing Nomad Health
Target AudienceDigital nomads, multiple placesRemote workers, one location
Medical Coverage$250,000 ($100,000 for 65+)US$1,500,000 (74 and under)
Emergency Evacuation$100,000Not applicable
Travel Delay$100 a dayNot applicable
Lost LuggageCoverage for lost/stolen/damaged itemsNot applicable
Dental Coverage$1,000$1,500
VisionNot applicable$500 
Safetywing Nomad Insurance

It’s extremely difficult to compare both plans, as they are tailor-made for completely different people and serve a different kind of purpose. Safetywing Nomad Health closely resembles the traditional health insurance one may have in their home country.

Choosing between SafetyWing’s Nomad Insurance and Nomad Health depends on your travel and work plans. Nomad Insurance is a good option if you’re a frequent traveller who values affordability and needs basic coverage.

Nomad Health does not cover travel-related incidents like most traditional travel insurances do. It will cover medical-related incidents, which is perfect for remote workers who stay in one place for extended periods of time and need coverage for both business and leisure travel.

User Reviews: World Nomads vs Safetywing

Users seem to rate SafetyWings’ reasonable pricing and good coverage very highly. Digital nomads and long-term travellers who value basic coverage at an affordable price have started to gravitate towards the company.

Being a more seasoned competitor, World Nomads has a proven track record of helping travelers for more than ten years. Particularly for demanding travelers who engage in adventure sports and activities, it is frequently lauded for its extensive coverage and ease of use. For more information, you can check my World Nomads travel insurance review.

Below, you will be able to see each travel insurance companies online rating on Trustpilot.

Safetywing Nomad Insurance

As you can see, travelers who have purchased policies from Safetywing are very satisfied with the products and customer service. It has a 4.2/5 rating and 842 reviews. If you wish to read more specific user experiences, head to the Trustpilot reviews page.

World Nomads vs Safetywing

World Nomads also has a great reputation in the travel insurance market. As you can see, it has a rating of 3.6/5. It is slightly lower than Safetywing’s, but it has 2,321 reviews as of today. If you head to the Trustpilot reviews page, you’ll be able to see that most negative reviews are from individuals who failed to read the terms and conditions of their policy.


Your particular travel requirements and preferences will ultimately determine which travel insurance you choose: Safetywing or World Nomads. If you are simply looking for the most affordable policy with decent coverage, I recommend going with Safetywing.

On the other hand, World Nomads is the better choice if you’re a traveler searching for more extensive coverage, including coverage for risky activities, and you’re prepared to spend a little bit more.

Don’t miss any of my travel tips to continue planning your next adventure. You can also enjoy a discount on Heymondo travel insurance and a discount on Iati travel insurance.

I hope that my post comparing Safetywing vs World Nomads has helped you choose the right policy for your next adventure. If you want to share your experience using World Nomads or Safetywing or simply get in touch with me, please send me an email or leave a comment down below. Until then, road warriors!

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