The best travel insurance for Turkey

If you are planning on traveling to Turkey and you do not have medical coverage, I am certain that you are looking for the best travel insurance for Turkey. In this post, I'll share with you the best travel insurance company that I've used for years and highly recommend. In addition, I'll discuss several things you must consider prior to purchasing travel insurance such as, cost of travel insurance for Turkey, are vaccines a requirement prior to arrival, safety in Turkey, etc.

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Table of contents

Is having travel insurance mandatory to travel to Turkey?

No. Although some countries are now requiring travelers to have travel insurance prior to arrival as a result of the COVID-19 pandemic, Turkey is not one of them. Nevertheless, I recommend doing your research prior to traveling to make sure that purchasing travel insurance for Turkey is not a requirement.

Although it is not a requirement to have travel insurance for Turkey, it is still necessary and recommended. If you travel to a place where you do not have medical coverage and you end up running into medical issues, not only will that ruin your trip, but you will have to cover all medical expenses. On some occasions, depending on the country and the treatment you need, the costs can be very high.

If you are reading this post because you already know that you need travel insurance but you have doubts about which company to purchase insurance from, I recommend HEYMONDO, which I have used for years and always recommend. As a reader of this blog, you can take advantage of a 5% discount.

When looking for travel insurance for Turkey, you will need to consider the following things:

MINIMUM COVERAGE. Your travel insurance should cover a minimum of $75,000 in medical expenses. Yes, it’s a lot of money, but since we are purchasing insurance, we better make sure that it will cover all our expenses no matter what happens to us.

NO MONEY IN ADVANCE. Some companies make you pay upfront and then refund the money later. My advice is to purchase an insurance that covers all costs directly to avoid having to pay out of pocket. For this to happen, make sure to call your company first so they can tell you which center you have to go to and do all the paperwork fo you.

COVID-19. Currently, it is very important that the insurance you purchase covers COVID-19 related medical expenses. The insurance I recommend covers any COVID-19 related medical issue.

CUSTOMER SERVICE IN YOUR LANGUAGE. It seems silly but it’s important to purchase a travel insurance policy that offers customer service in your language. If you have an emergency and have to explain yourself well in another language will only add complications to the matter.

ADVENTURE SPORTS. Not all travel insurances cover sport-related injuries. If you are going to engage in risky activities during your trip, I recommend purchasing an insurance that covers that activity. Many insurances offer the opportunity to increase coverage or add coverage for any sports-related accident mentioned in the policy.

Travel insurance for Turkey

travel insurance for turkey

Purchase travel insurance with a discount.

Now that I have explained the most important things to take into account when choosing which is the best travel insurance for Turkey, I am going to recommend the one that is, in my opinion, the best travel insurance company.

Why purchase a travel insurance

Travel insurance, like any insurance, has you covered in case of sudden and unforeseen health-related incidents. Unfortunately, misfortunes can happen at any time and place. Also, anyone can have bad luck. Investing in insurance is investing in health, safety and, if you finally have to use it, you will also have invested in yourself by not having to pay anything out of pocket.

In addition, travel insurance not only covers medical emergencies but can also cover the following:

REPATRIATION OR EARLY RETURN. If you have to return to your country of origin for specific reasons (death of a family member or serious damage to your personal or professional home, etc), it includes early return.

TRIP CANCELLATION. Provides reimbursement for paid, non-refundable expenses if you need to cancel your trip due to one of the covered reasons. The insurance has to be purchased no longer than 7 days after having made the first trip booking.

DAMAGE TO BAGGAGE. Covers loss or damage to insured’s luggage or personal effects in the event of theft, total or partial loss by the carrier or damages as a result of fire or aggression that occurs during the journey.

TRAVEL EXPENSES FOR A FAMILY MEMBER. If you are hospitalized for a period of time longer than 7 days, a return ticket will be provided for a family member of your choosing to accompany you.

MEDICAL COVERAGE. If you get sick, have an accident, or fall ill due to COVID-19. Heymondo has you covered which is why it’s the best travel insurance for Turkey.

Best travel insurance for Turkey

As I mentioned before, the company that I have been using for the last few years and that I trust is HEYMONDO. I am a big fan of this company for the following reasons:

↠ VALUE FOR MONEY. HEYMONDO is one of the most comprehensive travel insurance on the market in terms of value for money, not to say that it is the best. Their policies have very good coverage and still maintain a fair and affordable price.

 24/7 MEDICAL ATTENTION. Something that I love about HEYMONDO travel insurance is the medical chat provided that allows you to talk to a doctor or a pediatrician (in case a child needs medical attention) 24 hours a day. This has come in handy for me when I’ve had doubts about my health during a trip. Instead of looking it up on the internet (a source that is not always reliable) you can talk to a doctor. The chat can be done through Whatsapp or through the HEYMONDO app.

APP WORLD. Once you purchase a policy from HEYMONDO, you’ll be able to download an app available to all its customers. Thanks to the app you will be able to make calls to insurance via the internet (without needing to have a SIM card with calling service on your mobile phone), consult the details of your policy, manage any incident or speak with a doctor or pediatrician.

↠ COVID-19 COVERAGE. If you are looking for travel insurance for Turkey that covers COVID-19, HEYMONDO travel insurance is a great option for you. HEYMONDO travel insurance covers COVID-19. Therefore, if you contract the virus need medical attention during your trip to Turkey, HEYMONDO will cover all the expenses. In addition, they also cover the costs if you have to extend your stay at the hotel due to medical quarantine.

↠ RETURN POLICY. Another great aspect about HEYMONDO is that if, for whatever reason, you have to cancel your trip and had already purchased a policy, you will be able to get your money back.

For these reasons, I believe HEYMONDO travel insurance is the best travel insurance for Turkey.

How much does travel insurance for Turkey cost?

In this section, we are going to review the price and coverage of a HEYMONDO travel insurance policy for a 10-DAY TRIP TO TURKEY:

HEYMONDO offers four types of policies according to the needs of each traveler: Heymondo Basic, Heymondo Top, Heymondo Premium and Heymondo Medical.

 HEYMONDO BASIC: $31.43

$75,000 in medical assistance, repatriation and early return, $1,200 in baggage insurance, $300 for travel disruption, up to 50% of baggage for electronics (optional). $250 deductible.

 HEYMONDO TOP: $63.74

$250,000 in medical coverage, repatriation and early return included, $1,700 in baggage coverage, $350 in travel disruption, optional electronic coverage, $3,500 in trip cancellation, option to add adventure sports coverage.

 HEYMONDO PREMIUM: $79.26

$500,000 in medical assistance, repatriation and early return included, $2,500 in baggage coverage, $1,500 in travel disruption, $7,000 in trip cancellation, option to add adventure sports coverage, option to add cruise coverage.

 HEYMONDO MEDICAL: $61.17

$500,000 in emergency medical insurance and repatriation.

As you can see in the table, the price of travel insurance aren’t always very affordable but as a reader of my blog, you can purchase you next insurance policy and take advantage of a 5% discount.

Below, I’ll also leave several rates for TRAVEL INSURANCE FOR TURKEY for other TRIP DURATIONS:

Travel insurance for:

1 week: starts from $21.71
2 weeks: starts from $41.69
3 weeks: starts from $59.67
1 month: starts from $78.66

Vaccines for Turkey

According to the CDC, there are no mandatory vaccines to travel to Turkey. They do recommend however, regardless of where you are going, to have the tetanus vaccine and standard routine vaccines. The website also recommends both Hepatitis A and B vaccines. There are other recommended vaccines depending on the clinical characteristics of the traveler.

I did not get any vaccines before traveling to Turkey but it is a very personal matter. If you have doubts about whether you should get certain vaccines or not, consult a health professional.

Safety in Turkey

travel insurance for turkey
Istanbul, Turkey

Is Turkey safe to travel to? Yes. You shouldn’t have any safety issues during your trip if you visit main tourist destinations. Nevertheless, I recommend reading the following tips on safety in Turkey:

BORDERS. Avoid traveling to border areas with Syria, specifically the provinces of Mardin, Sanliurfa, Gaziantep, Kilis and Hatay. It is also not recommended to going to provinces bordering Iraq: Sirnak and Hakkari. Other dangerous areas are the following provinces in eastern/southeastern Turkey: Batman, Siirt, Mardin, Diyarbakir, Tunceli, Van, and Agri.

– BELONGINGS. Like in any other major cities in the world, it’s important for those who decide to travel to cities in Turkey to be careful with his or her belongings. Be particularly careful in places such as subways or buses where things like pickpocketing occur at a much higher rate.

CORRECT DRESS CODE. Remember to dress appropriately when visiting religious buildings in the country.

BE CAREFUL IN BAZAARS. Be careful in the markets, not only because of the obvious risk of being a victim of pickpocketing, but because there may be vendors who insist and will try to sell you fake products.

I hope this article on the best travel insurance for Turkey has been informative and very useful to you in planning your trip. If you have any other questions, I encourage you to leave a comment or email me. Until next on, traveler!

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